Friendship, Loyalty & Trust.
Three qualities we have
and you deserve.
 
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Our Products:


1. No money down purchase

Get 100% and 107% financing.

107% will help you with closing costs on top of your 100% financing to purchase your dream home with no money down.

Alton Mortgage has many different options for the purchase of an existing Home.

After reviewing your financial situation we will set up a mortgage that suits your needs best as a borrower.


2. Reduce your interest rate

We offer the lowest possible rates available in Pennsylvania.

We do business with many different wholesale lenders bringing you access to the lowest rate available today.

Alton Mortgage will do free financial analysis and help you decide what you best qualify for to refinance to a lower rate, shorten your term or make your payment more affordable.

3. Self Employed

We offer stated income and stated asset loans to those who are self employed.

This loan is also available to many other borrowers, just ask for an explanation.

This type of loan is for those borrowers who cannot show enough income on paper.

4. Consolidate your Debt

Are you paying high interest payments? Then this is for you. By consolidating your monthly debt, you will be able to have one affordable monthly payment.

Pay off:Capital One, MBNA, Chase, etc...
Auto Loans
Small Personal Loans
Higher Education Loans
Second Mortgages or lines of Equity.

Example: Balance Monthly Payment
Credit Card #1 $5,500 $225.00
Credit Card #2 $2,250 $95.00
Personal Loan $4,700 $235.00
Line of Credit $9,500 $265.00

Payment = $820.00 | Total debt = $21,950.00
Borrow: $25,000 - New Payment: $238.91
Receive Cash Back Approximately: $1,500

Consolidate Monthly Debt: To make your monthly payments affordable.

Take advantage of equity in your property and consolidate loans, liens, collections, judgments, or get cash in your pocket.

Or buy yourself a new Car; take a Vacation, a Recreation Vehicle or whatever you like.

5. Construction Loans/Raw Land Programs

Construction Loans:

Log Homes, Manufactured or Stick Built Construction.
One Time Close Option.
No Money Down Construction Option.
Sub-Prime Credit Construction Loan.
Stated Income Construction Loan.

Raw Land Loan:

This loan can be done when the borrower is planning to build on the property being purchased and within reasonable time limits. 100% financing available to those who qualify.